Stamp Paper Calculator
Find the correct stamp paper denomination or stamp duty required for your legal document in India.
Stamp duty rates reference
Stamp duty is a state subject in India — rates vary significantly by state. The figures below are approximate and represent the most common rates. Always verify with your local Sub-Registrar office.
5–7% of property value in most states. Maharashtra: 5% + 1% Metro Cess. Delhi: 6% (men) / 4% (women). Karnataka: 5.6%.
2–5% depending on state and relationship. Between blood relatives, some states (e.g., Tamil Nadu, Karnataka) charge concessional rates of 1–2%.
0.1% to 0.5% of the loan amount, subject to a maximum cap (typically ₹10,000–₹40,000 depending on state).
Frequently asked questions
What is stamp paper and where do I buy it?
Stamp paper is pre-printed paper of various denominations (₹10, ₹20, ₹50, ₹100, ₹200, ₹500, ₹1,000, ₹5,000, ₹10,000, ₹25,000) sold by licensed stamp vendors, banks, and government treasury offices. Many states also offer e-Stamp paper through SHCIL (Stock Holding Corporation of India) and state portals.
Can I use multiple lower-denomination stamp papers?
Yes. If you need ₹300 worth of stamp paper and ₹300 denominations are not available, you can use three ₹100 stamp papers. All papers should be used together and the document typed across them. Alternatively, e-stamps can be purchased for the exact amount needed.
What happens if insufficient stamp duty is paid?
Documents with insufficient stamp duty are not admissible as evidence in court. The stamp duty shortfall (called deficient stamp duty) can be made good by paying the deficit amount plus penalty (typically 2–10% of the deficit per month) to the Collector of Stamps. After payment, the document is impounded and re-stamped.
Is stamp duty refundable if the transaction is cancelled?
Yes, unused stamp paper can be refunded within 6 months of purchase in most states. The refund is made at face value minus a small deduction (around 10%). Partially used or written-on stamp paper cannot be refunded. E-stamp cancellation rules vary by state.
What is e-stamping and is it valid?
e-Stamping is a computerized alternative to physical stamp paper, introduced to prevent fraud. It is valid and legally accepted in most states. You can purchase e-stamps through SHCIL branches, authorized banks, or state government portals. The e-stamp has a unique certificate number that can be verified online.